Investor Personas
Pre-Retiree Portfolio Simplification Steps
A practical guide for investors in their late 50s and 60s to consolidate accounts, reduce complexity, and position portfolios for the income phase ahead.
intermediate 2026-01-28
Investor Personas
11 articles in this subtopic.
Investor Personas
Small Business Owner Investment Playbook
How self-employed investors can shelter up to $70,000 annually using Solo 401(k) and SEP-IRA strategies while capturing QBI deductions worth 20% of qualified in…
intermediate 2026-01-26
Investor Personas
Glossary: Investor Persona Terms
A reference guide to key terms used across investor persona content, covering life-stage planning concepts, account types, and financial strategies for differen…
intermediate 2025-12-18
Investor Personas
DIY vs. Advisor Decision Framework
The financial advice industry collects roughly $100 billion annually in advisory fees (Cerulli Associates, 2023), and most investors have no idea whether they'r…
intermediate 2025-12-02
Investor Personas
Retiree Income Management Blueprint
A practical framework for converting retirement savings into sustainable income, covering withdrawal sequencing, RMD planning, and spending strategies that prot…
intermediate 2025-11-28
Investor Personas
Values-Based and ESG-Focused Investor Guide
Values-based investing sounds simple until you try to do it. You want your portfolio to reflect what you believe in -- no fossil fuels, no private prisons, mayb…
intermediate 2025-11-22
Investor Personas
Military Family Investment Benefits
Service members can access up to $70,000 in annual tax-advantaged contributions through TSP and combat zone exclusions - benefits worth $15,000+ annually in tax…
intermediate 2025-10-20
Investor Personas
High-Net-Worth Family Office Basics
An introduction to family office structures for affluent families, covering single vs. multi-family offices, core services, and thresholds for when these arrang…
intermediate 2025-09-15
Investor Personas
Gig Worker Retirement Planning Guide
Approximately 73 million Americans work independently, and 27% of those whose gig work is their primary income report zero retirement savings (American Academy …
intermediate 2025-09-14
Investor Personas
Late Starter Catch-Up Investing Guide
The median 401(k) balance for Americans aged 55-64 is $95,425 (Vanguard, 2024). Not the average — the median, meaning half of all workers within a decade of ret…
intermediate 2025-09-14
Investor Personas
Dual-Income Household Coordination Plan
Dual-income households face a coordination problem that single earners never encounter: two employer benefit packages, two sets of contribution limits, two tax …
intermediate 2025-08-29